Scenario A β with one flag to resolve. This is a compelling new-construction home in Loyal Heights β the ideal neighborhood per your criteria β by Thomas James Homes and McCullough Architects. At 3,439 sqft with 4bd/4.5ba, an open-concept main floor, a 2-car attached garage, a covered deck, and a lower-level ADU for multigenerational living, it checks virtually every box on your preference list. The $2,232,500 price is $32,500 above the Scenario A guidance ceiling, but at ~1.5% over, that's well within noise and the specs justify it.
The one unresolved item is lot size β Redfin's data doesn't include it. Typical Loyal Heights lots in this area run 4,000β6,000 sqft, so it likely clears the 4,500 sqft threshold, but that should be confirmed before getting serious. Worth touring immediately β this is the most turnkey-aligned listing seen so far, and 23 DOM on new construction at $2.2M suggests it hasn't moved yet.